For compliance & internal audit

Where intelligent automation meets banking controls

Strengthen internal controls and simplify your operations with automated daily transaction callover and account opening review.

CBN-aligned audit trail On-prem or private cloud Live in 6 weeks

Callover Results

Ikoyi Branch
All Results
Flagged
Cleared
In Review
Closed
Customer Account number Amount Transaction type Verdict Review status Posted
Okoli James John 5018626284 ₦20,000.00 Withdrawal Flagged Pending 3:45 pm
Abosede Bisi 5338129203 ₦1,250,000.00 Cash deposit Cleared - 3:43 pm
Musa Ibrahim 204469801 ₦120,000.00 Cheque deposit Cleared - 3:43 pm
Ahmed Zainab Aisha 1020349836 ₦55,000.00 Local transfer Escalated Under review 3:40 pm
Mustapha Akeem 4939277384 ₦10,800,000.00 Local transfer Cleared - 3:39 pm
Okoyi Nneka 5932001867 ₦50,000.00 Deposit Flagged Pending 3:37 pm
Amodu John 1728122572 $75,000.00 Foreign transfer Review required Under review 3:34 pm
Ajayi Titi Mary 2022739292 ₦18,500.00 Cheque deposit Cleared - 3:30 pm
Okafor Rosemary Ada 3940506188 ₦350,000.00 Withdrawal Flagged Resolved 3:28 pm
callover today

Slow. Tedious. Error-prone.

Financial institutions process thousands of transactions across their branches daily, and operations teams manually call over these transactions against physical vouchers. At that volume, errors are inevitable, discrepancies slip through, and insider fraud goes undetected — sometimes for months.

Reviewer hours / week 15hrs

On average, Compliance Officers spend 15 hours each week on manual callover before getting to actual exception work.

Errors found late 30%

About one-third of exceptions remain undetected even after manual callover by bank officials.

Time to evidence 3–7days

When the regulator asks for the trail behind a single transaction, finding it through a paper archive averages a full working week.

With RiskGuard

Quick. Simple. Transparent.

No matter your daily transaction volume, RiskGuard reviews every posting accurately and consistently — automatically documenting exceptions, and presenting your team with a clear, actionable list of what needs attention.

Financial Transaction Callover

Verify the accuracy of every processed transaction by ensuring that each posting matches its voucher, all supporting documents are valid, and nothing falls outside your compliance policies.

Account Opening & Update Review

Validate every newly opened or reactivated account against KYC and compliance requirements by verifying signatory identities, address and tax documents, and regulatory licensing where required.

Exception Reporting

RiskGuard immediately flags transactions and accounts with missing, invalid or inconsistent information for further review; every exception is clearly documented, so your team can track, investigate, and resolve issues quickly.

How RiskGuard works

Four steps from posting to exception handling.

RiskGuard runs continuously throughout the day, pulling transactions from your Core Banking System and verifying them against scanned vouchers, so the daily callover is done before end of day.

01

Capture

RiskGuard securely extracts data from submitted forms, vouchers and documents; it reads customer names, account numbers, amounts, signatures, etc.

02

Verify

Riskguard verifies that each transaction was posted according to the customer's instructions as given in corresponding documents.

03

Report

RiskGuard presents a complete report of the callover results. All exceptions are documented and their transactions are flagged for manual review.

04

Review & Resolve

Compliance Officers can view and follow-up on flagged transactions to investigate issues surfaced by RiskGuard.

Simplified Workflows

Built for modern banking operations

RiskGuard brings your entire review process into one place, replacing fragmented, paper-heavy processes with a single, structured workflow.

Track and manage issues in one unified dashboard

See flagged transactions' review history

Maintain an unalterable log of your team's activity. See which officer is handling an exception, track their progress, and ensure no flagged transaction is left hanging.

View callover results for any branch

One dashboard covers your entire branch network. Compliance and audit teams get a consolidated view across all locations without waiting for branch-level reports to be compiled and sent in.

Export and report in one click

Generate a structured exception report for internal audit, board review, or a regulatory examination — without manual compilation. Pull by branch, date range, reviewer, or exception type.

Tasks

All Branches
All Tasks
Under Review
Escalated
Resolved
Customer Account number Amount Transaction type Verdict Time Posted
Okoli James John 5018626284 ₦20,000.00 Withdrawal Flagged 3:45 pm
Abosede Bisi 5338129203 ₦1,250,000.00 Cash deposit Cleared 3:43 pm
Musa Ibrahim 204469801 ₦120,000.00 Cheque deposit Cleared 3:43 pm
Ahmed Zainab Aisha 1020349836 ₦55,000.00 Local transfer Escalated 3:40 pm
Mustapha Akeem 4939277384 ₦10,800,000.00 Local transfer Cleared 3:39 pm
Okoyi Nneka 5932001867 ₦50,000.00 Deposit Flagged 3:37 pm
Amodu John 1728122572 $75,000.00 Foreign transfer Review required 3:34 pm
Ajayi Titi Mary 2022739292 ₦18,500.00 Cheque deposit Cleared 3:30 pm
Okafor Rosemary Ada 3940506188 ₦350,000.00 Withdrawal Flagged 3:28 pm

Everything you need to investigate and resolve exceptions quickly

Easily review, escalate and resolve exceptions

Review anomalies and escalate high-risk cases to the right people in just a few clicks, with resolution status tracked end to end.

Side-by-side comparison

Every flagged transaction comes with the context reviewers need — the original document, the posted entry, and the detected exceptions.

Know which issues are overdue

See how long each item has been open and whether it's within your resolution target. Catch exceptions that are at risk of becoming overdue.

Reduce fraud exposure

Stay Ahead of Fraud

Catch issues the moment they occur

Every exception is instantly flagged, documented, and brought to the attention of the right people — so your team can act immediately, not after the fact.

See the patterns behind your exceptions

RiskGuard tracks and reports on recurring issues, giving your team the data they need to identify root causes and make informed decisions.

Build transparency into your operation

Review results are tamper-proof and exceptions are automatically routed to the right personnel, leaving no room for suppression, manipulation, or collusion.

Complete audit trails

The “what, who, when, and where” of every exception is fully captured, so your team has a clear, traceable record for investigation, escalation, or audit.

Exceptions
All
In Review
Escalated
Signature Mismatch
30 secs ago
ID
Type
208041279900
Cash Withdrawal
Review
Escalate
Amount Mismatch
Banker's Cheque
15 mins ago
Threshold Exceeded
Funds Transfer
Escalated
28 mins ago
Missing Document
Account Opening
In Review
1 hr ago

Enforce your compliance policies

Stay compliant by default

Define document requirements by account type and RiskGuard enforces them automatically — ensuring the right documents are always required for the right account.

Required Documents
Manage
Current
Savings
Corporate
SME
  • Valid ID
  • BVN
  • Utility Bill
  • Reference Forms
  • Tax Documents
  • Certificate of Incorporation
  • Board Resolution
  • Regulatory Licenses
  • AML Compliance
  • PEP Review

Define policies and thresholds

RiskGuard ensures all supporting documents are valid and nothing falls outside your controls or compliance policies.

Document Integrity
  • Amount in words and figures match
  • Proper dating and signatures
  • No stale or post-dated instruments
  • Evidence of confirmation for third-party payments
Transaction Accuracy
  • Correct debit and credit accounts
  • Valid currency
  • Interest rate compliance (for deposits)
  • Disposal instructions properly executed
Threshold Adherence
  • Enhanced review above defined limits
  • Digital evidence for high-value transactions
  • Restrictions on third-party cash payments
  • Limits on cumulative instruments issued
Built for regulated environments

RiskGuard is a control, not a black box.

Deployment, data residency, and audit posture are decided by you. RiskGuard runs inside your perimeter, talks to CBS through your existing integration channel, and produces a trail that maps cleanly to internal-audit and CBN expectations.

Deployment
On-prem, private cloud, or hybrid
Data residency
Stays in your data centre
Identity
SSO via SAML or LDAP
SOC 2 Type II

Annual audit; report available under NDA.

ISO/IEC 27001

Information security management certified.

Tamper-evident log

Hash-chained events, exportable as evidence.

Role-based access

Reviewer, supervisor, auditor — separated by design.

Stronger controls start here.

Talk to us about how RiskGuard can strengthen your controls and operations workflows.